irement benefits can be a bit confusing, but let's break it down with some simple steps! 💡

First, you need to know your accumulated pension account balance. This includes all the money contributed by you and your employer over the years. 📊 Then, calculate your average monthly salary during the last few years before retirement. This will serve as the basis for your pension calculation. 💸

Next, check your local pension distribution ratio, which varies depending on where you live. Typically, this ratio is around 1%-3% of your average salary for each year of contributions. 🏠

Finally, don’t forget to factor in government subsidies and any additional bonuses based on your work tenure or special contributions. 🎉

By putting these pieces together, you’ll get a clearer picture of how much your pension might be. Still unsure? Consult a financial advisor for personalized advice! 💼

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